Marine lending, not car loans
Loans from £15,000 to £2m arranged with lenders who understand survey reports and berthing.
Jack & Anchor Finance
See what your next boat could cost
Explore different deposits and loan terms to find a repayment plan that suits you, then submit your figures to our specialist marine finance team and we'll show you what's available. No commitment, no hassle, just a clear picture before you buy.
Loan calculator
Adjust the figures to see indicative monthly repayments.
Estimated monthly repayment
£755/month
- Loan amount
- £68,000
- Total interest
- £22,593
- Total payable
- £90,593
Figures are illustrative only and assume a capital-and-interest loan at a fixed rate. Actual terms depend on the vessel, its age and survey, and your circumstances.
Finance application
Your calculator figures are submitted with the application.
Why finance through us
Lenders who know boats
We introduce buyers to specialist marine lenders rather than high-street personal loans.
Terms from 2 to 20 years
Structure repayments around your ownership plans, with balloon options on higher-value craft.
Deposits from 10%
Keep cash free for refit, rigging or the first season's cruising rather than tying it all up in the hull.
No credit search to enquire
Get indicative figures first. A full application only proceeds once you are happy with the terms.
Questions
Boat finance FAQs
What interest rate will I pay on boat finance?
Marine loan rates typically range from around 5% to 9% APR depending on the age of the boat, the loan-to-value, the term and your credit profile. The calculator defaults to 6% as a realistic mid-market starting point, and you can change it to model any rate.
How much deposit do I need for a boat loan?
Most marine lenders look for a deposit of 10% to 20% of the purchase price. Older vessels or liveaboard use may require more.
Can I finance a boat listed by a private seller?
Yes.
Can I repay the loan early?
Most marine loans allow overpayments or early settlement. Early settlement fees vary by lender, so we confirm this before you commit.
Ready to go? Submit a finance application.